A Fantastic Tip with Minimal Spending Cost of Living in Switzerland


The cost of living in Switzerland is blatantly high. Switzerland’s pleasant Alpine lifestyle, political and economic stability, superior health care and prime quality of living is renowned for its best nature with an infamous cost. Despite the high cost of living in Switzerland, it reportedly remains a gorgeous destination for foreigners, counted in one of the most preferred countries for British immigrants.

What is The Cost of Living in Switzerland Actually?

Switzerland is known for its superior wages and lifestyle that matches with it. While some may say that you can enjoy that sort of lifestyle in other European countries as well, it’s true. But this lavish lifestyle along with the high earnings and a great environment can be one of a kind combination that might not be found elsewhere. Below are some of the common expenditures one has to do while living in Switzerland.

Expenditures on Housing

Finding affordable, decent rental accommodation is more difficult in Switzerland than other European countries as few people have their own house. Some of the popular cities of Switzerland where the immigrants usually live are Geneva, Bern and Zurich. In these cities, the apartments usually have very high rent and also heavier requirements like pre-deposit of up to 3 months. Immigrants usually have to pay a bit higher for their accommodations. These cities have an average apartment rent around EUR 2,500 for a month.

If you have immigrated to Switzerland and you are not a Swiss PR holder or from EU national, you might get more problem in buying a house there as the Swiss government conjointly imposes restrictions that create it tougher for non-nationals to buy property in Switzerland. However, it is not impossible but can cost you a lot and you also need a license to buy property there.

Expenditure on Utilities

Utility firms are mostly in private hands in Switzerland and supply all-in packages that generally cut back part of the cost of electricity, broadband and television licenses. Gas isn’t utilized in Swiss households due to extreme sourcing costs.

Expenditure on Groceries

Although expenditures on groceries and food mostly depend on the size of family and your choice of brands, you can expect to pay higher for food in Switzerland than any other European country with the cities Zurich, Geneva, and Bern the costliest. On an average, you can take the cost of groceries around EUR400 for a family.

Expenditure on Healthcare

Basic healthcare insurance is required in Switzerland and may be costly, though it will offer you an access to one of the most effective healthcare system in the world. The typical cost of healthcare ranges from EUR 400­500 a month though you’ll be able to get insurance packages for less. However, these packages may give you some unexpected bills later.

Expenditure on Education

The state education system in Switzerland recognized as one of the best in the world. School education in public schools is free as they are funded by the state. But immigrant kids who don’t speak either of French, Italian, German or Romansh may have to struggle a bit. However, there are also Swiss bilingual schools that teach lessons in the native language as well as English. These schools may charge you a fee around CHF 25,000.

Although it is very difficult to imagine that your cost of living in Switzerland can be reduced, but it is possible. With some carefully planned steps, you can manage to save some bucks on your monthly expenditure while living in Switzerland.

  • Interest rates in Switzerland are currently at a long-term low which makes many tenants eligible for a rent reduction.
  • If you don’t need a car to get to work, you can forgo the purchase of a car. You can use public transport in its place and trains for longer journeys.
  • Shopping from budget supermarkets like Aldi or Lidl or in the evening can sometimes save a few Euros on perishable items.

If you are planning to study in Switzerland and want to know more about the procedure of admission and migration, you can connect with ISA Migrations for any support.


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